Module 03

Compliance Workflow Engine

State-machine-governed filing lifecycle. Dual-control approvals. Immutable audit trails. No shortcuts in your compliance process.

Every Filing. Every Step. Every Signature.

Examiners don't just want to see the right numbers — they want to see that you have controls. Who prepared the report? Who reviewed it? Who approved the submission? Was there proper separation of duties? Can you prove it?

Our compliance workflow engine enforces a governed filing lifecycle with state-machine transitions. Every action is logged immutably. Dual-control approvals are required — no self-approval possible. The audit trail writes itself.

Lifecycle

Governed Filing States

Every regulatory filing moves through enforced states. No skipping steps. No missing approvals.

1

Draft

Report auto-generated from unified data. Analyst reviews and annotates.

2

Under Review

Supervisor reviews. Comments and revision requests tracked in-line.

3

Approved

Dual-control approval required. Different user than preparer. No self-approval.

4

Submitted

Filed with agency. Confirmation tracking and response management.

Controls

Built-In Internal Controls

Dual-Control Approvals

The person who prepares a filing cannot approve it. Enforced at the system level — not a policy document, a technical control.

Immutable Audit Trail

Every state transition, every edit, every approval logged with user identity, timestamp, and action. Cannot be modified or deleted after the fact.

Agency Response Tracking

Track submission confirmations, agency acknowledgements, acceptance notifications, and any amendment requests through resolution.

Version Control

Every revision of every filing is preserved. Compare versions, understand what changed and why, and demonstrate your review process to examiners.

See the Workflow Engine in Action

Schedule a personalized demo tailored to your credit union's requirements.

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