We don't serve banks. We don't adapt bank software down. Every line of code exists to solve credit union problems.
Credit unions face the same regulatory burden as large banks — NCUA 5300 filings, BSA/AML monitoring, HMDA reporting, CRA assessments, examiner audits — but without enterprise technology budgets.
The result: compliance teams buried in spreadsheets, multi-week exam preparation cycles, manual SAR filing, and member data trapped in silos across disconnected systems. Meanwhile, fintechs and large banks leverage real-time analytics for faster, better decisions.
We founded Pinot Pulse to close that gap.
Pinot Pulse Enterprise is a single platform that unifies real-time data analytics with regulatory compliance automation. Not two products stitched together — one platform where the same unified data powers both your dashboards and your regulatory filings. The numbers always match because they come from the same source of truth.
Our engineering team brings deep experience in enterprise data infrastructure — Apache Pinot, Apache Kafka, distributed systems — combined with hands-on credit union regulatory knowledge: NCUA examination processes, FFIEC IT Handbook requirements, BSA/AML filing workflows, and the specific documentation examiners expect to see.
Multi-tenant architecture isn't an afterthought — it's the foundation. A single deployment serves dozens of credit unions with complete data isolation, independent access controls, and separate billing metering.
This means a CUSO or state league can deploy Pinot Pulse once and make enterprise-grade analytics and compliance accessible to every member credit union — including community CUs under $250M that could never justify an individual enterprise software purchase.
The cooperative economics of credit unions aren't just compatible with our architecture — they're the reason we built it this way.
Not a prototype. A battle-tested platform validated at 10M+ transaction scale across all five modules.
100% passing. Comprehensive coverage across backend, API endpoints, ingestion, and compliance logic.
Including dedicated adapters for the three major credit union core processors: Fiserv DNA, Jack Henry Symitar, Corelation KeyStone.
Every feature starts with a credit union use case. NCUA 5300 field validations, not generic report builders. CUSO multi-tenancy, not enterprise SSO bolted on later.
Regulatory rules are encoded in versioned, auditable logic — not spreadsheets. When regulations change, we update the rules engine, not your manual processes.
Analytics and compliance reports draw from the same unified data layer. No reconciliation required. Your 5300 numbers match your dashboards because they come from the same place.
Multi-tenant architecture means a CUSO can serve 50 credit unions from one deployment. Enterprise capabilities at community CU price points.
We'd love to understand your credit union's challenges and show you how Pinot Pulse can help.
Request a Demo